This class provides a guide to understanding and exercising your rights under the Fair Credit Reporting Act (FCRA). Participants will learn how to effectively identify and dispute inaccurate or unverifiable items on their consumer reports, including credit reports, background checks, and other specialized reports. The curriculum covers strategies for crafting effective demand letters for reinvestigation to Consumer Reporting Agencies (CRAs) and furnishes attendees with the knowledge and tools necessary to pursue legal action against CRAs for non-compliance or continued reporting of errors. Through practical exercises and real-world examples, students will gain the confidence to take control of their consumer report accuracy and protect their financial well-being.